Testimonials

Sherri M.

Rahway, NJ
January 26, 2021

Choosing Mellinium Home Mortgage was the best decision I made for my home buying process. As a first time home buyer I was completely new to the home buying process. Joe and his team helped me through the process. Answering my questions quickly and with my best interest at heart. The whole process was much more painless than I had expected! It went quickly and the documents were all ready and prepared on time for the closing. I would highly recommend MHM to all my friends and family. And will definitely be using them again for all my mortgage needs!


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Patricia P

Brick NJ
October 21, 2020

The mortgage process was explained clearly. Joe is very knowledgeable and focused on getting the job done. I would feel comfortable sending friends, family and clients to work with Joe!


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Albert S

Sparta, NJ
October 25, 2020

Reasonably efficient considering how convoluted the general process is. Very good support staff.


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Kevin R

Hazlet, NJ
October 27, 2020

Buying a home is stressful enough during "normal" times but during a pandemic it is even more stressful. Joe and his team guided my wife and I through our first home buying experience and put our minds at ease throughout the process.


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Tavaris T


September 16, 2020

They are our go to company for all things mortgage related. We are repeat customers becuase of the excellent service and rates.


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Michael

Kenilworth NJ
July 23, 2020

Joe Galayda is the consummate professional. For both our purchase and refinance, all of our questions and concerns were addressed quickly and explained thoroughly. Since we refinanced during the COVID-19 pandemic, we were given the option to close at whichever location was most comfortable for us. Michelle at Joe s office even offered to bring closing docs to our home. We elected to sign the closing docs at Millennium s Westfield office since it is close to our home. The office was clean and everyone at the office was wearing proper PPE. I will continue to use Joe s team and MHM for future transactions.


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Chaya Shack

Randolph NJ
July 22, 2020

Friendly service with the best rate. Joe and Michelle always answered my questions promptly and informatively.


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Timothy D

Long Valley NJ
July 1, 2020

Joe and Michelle are outstanding! They are extremely knowledgeable and efficient when processing and executing the loan. Even better is their customer service!


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Carl G

Woodbridge NJ
July 18, 2020

Even during the pandemic we were able to move forward with the process in a quick and timely manner.


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J. Gilman

Westfield NJ
July 18, 2020

Joe and Michelle are very professional and great to work with, and excellent at what they do!! Thank you!


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Lisa I

Long Valley NJ
July 20, 2020

Our interest rate was high and Joe was able to get us the best rate we needed. Although the process took longer than expected at NO-FAULT to Millenium - all Covid related. we were very satisfied in the end.


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Fred VB

Belvidere NJ
March 13, 2020

Joe Galayda and Michelle were efficient to help us through the paper work. Always answered our questions immediately with great advice. It was a pleasure to work with them.


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Joseph M

Piscataway NJ
March 13, 2020

It was very easy working with Joe and Michelle. Even when we decided to close early everything was handled promptly and correctly on their end.


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Leslie O

Scotch Plains NJ
March 28, 2020

Joe and Michelle are professional but still make you feel like family. I was a tough case and they still came through for me when I needed it the most. The BEST mortgage company I've ever dealt with...hands down!!


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Robert S

New Hope PA
April 1, 2020

Joe and Michelle - unbeatable team in all aspects. There isn't enough space here for all the details.


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Marc R

Garwood NJ
April 5, 2020

Well i went to a couple of mortgage brokers and due to my circumstances i was turned down by everyone. I tried my last time and i got a recommendation from a family friend to talk with joe from millennium mortgage. I was glad i did. Joe and his team were great and they helped my wife and I refinance our home. Joe and his team were great through the whole experience any questions i had pertaining to the refinance they answered in the same conversation no going back and fourth. The timing of the whole situation went nice and quick and on time from when Joe said. I would recommend Joe to anyone who wants great customer service and great rates. Thanks Joe.


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Robert M

Lebanon NJ
April 20, 2020

They kept me up to date on my process, returned all my calls in a timely manner. Michelle was great in answering all my questions and concerns.


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TRacey R

Gillette NJ
May 20, 2020

Joe and Michelle were very prompt, precise and courteous with all my needs. It was a very simple process and everything went smooth. Thank you!1


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Ira S

Westfield NJ
May 20, 2020

I was impressed with the professional manner in which the process was completed, especially given the COVID related conditions.


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Steven M

Florham Park NJ
May 22, 2020

Joseph Galayda and Michelle McDermott were very professional, pro-active, and very customer service oriented. Joseph was excellent in his explanation of costs and important details. Whenever I contacted Joseph and Michelle they got back to me like no others! Lighting fast!!


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Thomas N

Westfield NJ
May 25, 2020

Working with Millenium Home Mortgage is excellent. This is my third time doing business with them and wouldnt' think of going anywhere else.


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Daniel Marrosu


September 29, 2019

I always say the true test of a company’s model is “After working for them, would I want to do business with them” I would send my children to Millenium Home Mortgage


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Robert Villarino


September 29, 2019

Through the process of buying our first home we encountered a couple surprises with other lenders. Millenium Home Mortgage was by far the easiest lender to deal with and probably the only lender able to work in the time table we had. I would not hesitate to use again or recommend to friends and family. Thanks again guys.


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James Skurchak


October 15, 2019

Straight forward, easy to understand, timely, and transparent. Can t ask for anything more form a lending partner. Our refinance happed to come during a time when we had many other challenges, kids starting college, relocation to new city, and job changes. Borrowing with Millennium allowed us to focus on the rest of our family priorities without worry.


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Alexander Fraumann


October 15, 2019

Joe never lets us down! We can always count on him to help make everything work out in the best way possible for us!


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