Testimonials

Joshua C

Lake Hiawatha, NJ
March 24, 2025

I would highly recommend the services Millenium Home Mortgage to anyone. I worked very closely with Michelle McDermott, and it was an absolute pleasure. I am a first time home buyer, and both Joseph and Michelle were extremely helpful in guiding me through the entire home buying process.


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Paul K

Blairstown, NJ
March 3, 2025

Joe came to my house and meet me so I didn’t have to travel to his office


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John I

Westfield NJ
March 3, 2025

Joe and Michelle have always been very attentive and pleasant from the first day we met. They make any mortgage/finance process super easy for their clients.


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Lisa P

Flanders NJ
February 28, 2025

Joe and Michelle were extremely helpful and very nice to deal with.


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Dominick C

Martinsvilel. NJ
February 27, 2025

Joe, Michele and everyone at Millenium were very diligent and persistent with their review of all the info we submitted. They worked through every problem and concern to clear up any confusion and worked with us to get the loan approved.


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Ezioi S

Belleville, NJ
February 27, 2025

Joseph Galayda and his team are very helpful and gives you the best option ( depends on the situation) but he is a great person to work with, very professional ; his team from start to finished. They are in the mortgage business for many years. They know how to help you .


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Marc S

Brielle, NJ
December 23, 2024

Joe and his team are the best!! Tremendously responsive and professional in everything they do. What a great help they were with our closing. Thanks


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Janice B

Kenilworth, NJ
November 19, 2023

I was in a rush to get a mortgage for a house I was buying and a house I was selling so that I could meet a deadline for a mortgage commitment. They also answered the phone right away, and when I left a message, they called me back in a timely fashion. Millennium home mortgage was professional, thorough,efficient and met my deadline. They were very good and I would recommend them to anyone seeking a mortgage.


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Eric K

Mountainside, NJ
November 19, 2023

Communication was clear. Got a good rate and delivery was on time.


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Keith S

Hillsborough, NJ
August 3, 2023

"Excellent work! Michelle and Joe helped make buying out home an easy process. Pleasure to work with them."


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Susan P

Arlington, VA
March 26, 2023

Joe and his staff are just amazing!!


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Eric P

Belford, NJ
July 2, 2022

Joe made the mortgage process so much easier and came through in a long difficult closing. Him and the staff were very approachable and super accommodating by answering phone calls at all hours. They answered every question I had and worked very well with me and my real estate Definitely would use you guys again. Thanks for everything.


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Stephen B

Hampton NJ
June 25, 2022

oe and Michelle were very easy to work with. They always answered any questions/emails in a timely manner. Would highly recommend.


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Yusra U

Livingston NJ
May 29, 2022

Joe and Michelle at Millenium Mortgage were extremely professional and efficient during my home buying process and it couldn’t have been better! Thank you!


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Ronald H

Chatham NJ
May 29, 2022

Have been involved with many real estate deals over the years, none better or equal to Millenium Home Mortgage.


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Mark M

Hillsborough NJ
May 31, 2022

Top notch service, honest, will advocate for us.


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Robert E

Hillsborough NJ
May 31, 2022

Joseph was extremely knowledgable, answered very quickly, and always seemed to have our best interests at heart. He was honest and helpful every step of the way. We had a wonderful experience with him and would highly recommend using him for your mortgage needs!


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William K

Mount Dora, FL
June 6, 2022

Joe and Michele are very easy to work with and will get you to the finish line with as few issues as possible.


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Molly J

Demarest NJ
February 17, 2022

I have been referring friends and family to Millenium since I started working with Joe and Michelle a few years ago. The team is very professional and responsive to every requests and questions I had. I value the personal attention which made the process stress free. I have the utmost confidence recommending Joe knowing that they will be handled with exceptional customer service and professionalism. Thanks Joe and Michelle!


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Louis Z

Flemington NJ
May 3, 2021

Fantastic Experience. I receive a great rate and the process was professional, quick and seamless. I would certainly recommend Millenium Home Mortgage, LLC to anyone needing a mortgage. Joe and Michelle are terrific.


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Suzanne S

Scotch Plains, NJ
May 16, 2021

I have worked with Joe and Michelle twice, and both times they were able to secure mortgages in a timely manner. They are kind, knowledgeable, and professional. They always took the time to answer my questions as well. I will recommend them to anyone looking for a mortgage or refinancing.


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Timothy S

Warren NJ
May 17, 2021

Working with Joe Galayda and the Millennium Home Mortgage team made the mortgage process very seamless and they provided timely communication on the entire period from the origination to the closing. I would highly recommend their office for the mortgage pre-approval and application process.


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Barbara J

Green Brook NJ
May 17, 2021

Joe and Michelle made our 3 experiences with them extremely friendly and efficient. We have recommended people to them who have also used them and were very happy too


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Marc C

Scotch Plains, NJ
May 20, 2021

Joe and Michelle were awesome to work with - professional, understanding and most important, human. Thank you for making the process as painless as possible.


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Danielle B

Jersey City NJ
May 20, 2021

Made the entire process extremely easy and stress free!


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