About Joe Galayda

Joe Galayda has been a professional in the mortgage lending industry for over 36 years, and consistently ranks in the top 1% of Originators in the US.    He earned his B.A. in Finance from Lycoming College and is a Licensed Mortgage Banker in NJ, NY, PA, and FL.   He is an original Partner of Millenium Home Mortgage, starting the firm in January 1998.  He is currently responsible for the operation and management of our Westfield Banch.

Here's What People Are Saying About Me

Joe and Michelle are very professional and great to work with, and excellent at what they do!!...

J. Gilman

Buying a home is stressful enough during "normal" times but during a pandemic it is even more...

Kevin R

Friendly service with the best rate. Joe and Michelle always answered my questions promptly and...

Chaya Shack

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