About Joe Galayda

Joe Galayda has been a professional in the mortgage lending industry for over 36 years, and consistently ranks in the top 1% of Originators in the US.    He earned his B.A. in Finance from Lycoming College and is a Licensed Mortgage Banker in NJ, NY, PA, and FL.   He is an original Partner of Millenium Home Mortgage, starting the firm in January 1998.  He is currently responsible for the operation and management of our Westfield Banch.

Here's What People Are Saying About Me

They kept me up to date on my process, returned all my calls in a timely manner. Michelle was...

Robert M

Friendly service with the best rate. Joe and Michelle always answered my questions promptly and...

Chaya Shack

Joe made the mortgage process so much easier and came through in a long difficult closing. Him...

Eric P

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