Testimonials

Timothy D

Long Valley NJ
July 1, 2020

Joe and Michelle are outstanding! They are extremely knowledgeable and efficient when processing and executing the loan. Even better is their customer service!


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Carl G

Woodbridge NJ
July 18, 2020

Even during the pandemic we were able to move forward with the process in a quick and timely manner.


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J. Gilman

Westfield NJ
July 18, 2020

Joe and Michelle are very professional and great to work with, and excellent at what they do!! Thank you!


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Lisa I

Long Valley NJ
July 20, 2020

Our interest rate was high and Joe was able to get us the best rate we needed. Although the process took longer than expected at NO-FAULT to Millenium - all Covid related. we were very satisfied in the end.


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Fred VB

Belvidere NJ
March 13, 2020

Joe Galayda and Michelle were efficient to help us through the paper work. Always answered our questions immediately with great advice. It was a pleasure to work with them.


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Joseph M

Piscataway NJ
March 13, 2020

It was very easy working with Joe and Michelle. Even when we decided to close early everything was handled promptly and correctly on their end.


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Leslie O

Scotch Plains NJ
March 28, 2020

Joe and Michelle are professional but still make you feel like family. I was a tough case and they still came through for me when I needed it the most. The BEST mortgage company I've ever dealt with...hands down!!


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Robert S

New Hope PA
April 1, 2020

Joe and Michelle - unbeatable team in all aspects. There isn't enough space here for all the details.


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Marc R

Garwood NJ
April 5, 2020

Well i went to a couple of mortgage brokers and due to my circumstances i was turned down by everyone. I tried my last time and i got a recommendation from a family friend to talk with joe from millennium mortgage. I was glad i did. Joe and his team were great and they helped my wife and I refinance our home. Joe and his team were great through the whole experience any questions i had pertaining to the refinance they answered in the same conversation no going back and fourth. The timing of the whole situation went nice and quick and on time from when Joe said. I would recommend Joe to anyone who wants great customer service and great rates. Thanks Joe.


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Robert M

Lebanon NJ
April 20, 2020

They kept me up to date on my process, returned all my calls in a timely manner. Michelle was great in answering all my questions and concerns.


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TRacey R

Gillette NJ
May 20, 2020

Joe and Michelle were very prompt, precise and courteous with all my needs. It was a very simple process and everything went smooth. Thank you!1


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Ira S

Westfield NJ
May 20, 2020

I was impressed with the professional manner in which the process was completed, especially given the COVID related conditions.


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Steven M

Florham Park NJ
May 22, 2020

Joseph Galayda and Michelle McDermott were very professional, pro-active, and very customer service oriented. Joseph was excellent in his explanation of costs and important details. Whenever I contacted Joseph and Michelle they got back to me like no others! Lighting fast!!


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Thomas N

Westfield NJ
May 25, 2020

Working with Millenium Home Mortgage is excellent. This is my third time doing business with them and wouldnt' think of going anywhere else.


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Daniel Marrosu


September 29, 2019

I always say the true test of a company’s model is “After working for them, would I want to do business with them” I would send my children to Millenium Home Mortgage


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Robert Villarino


September 29, 2019

Through the process of buying our first home we encountered a couple surprises with other lenders. Millenium Home Mortgage was by far the easiest lender to deal with and probably the only lender able to work in the time table we had. I would not hesitate to use again or recommend to friends and family. Thanks again guys.


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James Skurchak


October 15, 2019

Straight forward, easy to understand, timely, and transparent. Can t ask for anything more form a lending partner. Our refinance happed to come during a time when we had many other challenges, kids starting college, relocation to new city, and job changes. Borrowing with Millennium allowed us to focus on the rest of our family priorities without worry.


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Alexander Fraumann


October 15, 2019

Joe never lets us down! We can always count on him to help make everything work out in the best way possible for us!


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Barbara & Rebecca Janicki


July 24, 2019

Joe and Michelle were wonderful to work with throughout our two experiences of first purchasing our home and then refinancing our home through Millenium Home Mortgage, LLC. They both were attentive and explained everything in full detail including the millions of questions we asked them. We would highly recommend them to anyone!


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