About Joe Galayda

Joe Galayda has been a professional in the mortgage lending industry for over 36 years, and consistently ranks in the top 1% of Originators in the US.    He earned his B.A. in Finance from Lycoming College and is a Licensed Mortgage Banker in NJ, NY, PA, and FL.   He is an original Partner of Millenium Home Mortgage, starting the firm in January 1998.  He is currently responsible for the operation and management of our Westfield Banch.

Here's What People Are Talking About Me

It was very easy working with Joe and Michelle. Even when we decided to close early everything...

Joseph M

Joe made the mortgage process so much easier and came through in a long difficult closing. Him...

Eric P

Joe and Michelle - unbeatable team in all aspects. There isn't enough space here for all the...

Robert S

More Testimonials