About Joe Galayda

Joe Galayda has been a professional in the mortgage lending industry for over 36 years, and consistently ranks in the top 1% of Originators in the US.    He earned his B.A. in Finance from Lycoming College and is a Licensed Mortgage Banker in NJ, NY, PA, and FL.   He is an original Partner of Millenium Home Mortgage, starting the firm in January 1998.  He is currently responsible for the operation and management of our Westfield Banch.

Here's What People Are Talking About Me

Through the process of buying our first home we encountered a couple surprises with other...

Robert Villarino

Even during the pandemic we were able to move forward with the process in a quick and timely manner.

Carl G

Working with Millenium Home Mortgage is excellent. This is my third time doing business with...

Thomas N

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