About Joe Galayda

Joe Galayda has been a professional in the mortgage lending industry for over 36 years, and consistently ranks in the top 1% of Originators in the US.    He earned his B.A. in Finance from Lycoming College and is a Licensed Mortgage Banker in NJ, NY, PA, and FL.   He is an original Partner of Millenium Home Mortgage, starting the firm in January 1998.  He is currently responsible for the operation and management of our Westfield Banch.

Here's What People Are Saying About Me

They are our go to company for all things mortgage related. We are repeat customers becuase of...

Tavaris T

Through the process of buying our first home we encountered a couple surprises with other...

Robert Villarino

Joe and his team were so helpful from the very first call to the last. They walked us through any...

Kenneth L

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