About Joe Galayda

Joe Galayda has been a professional in the mortgage lending industry for over 36 years, and consistently ranks in the top 1% of Originators in the US.    He earned his B.A. in Finance from Lycoming College and is a Licensed Mortgage Banker in NJ, NY, PA, and FL.   He is an original Partner of Millenium Home Mortgage, starting the firm in January 1998.  He is currently responsible for the operation and management of our Westfield Banch.

Here's What People Are Talking About Me

Joe and Michelle were very prompt, precise and courteous with all my needs. It was a very...

TRacey R

I always say the true test of a company’s model is “After working for them, would I want to do...

Daniel Marrosu

oe and Michelle were very easy to work with. They always answered any questions/emails in a...

Stephen B

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