About Joe Galayda

Joe Galayda has been a professional in the mortgage lending industry for over 36 years, and consistently ranks in the top 1% of Originators in the US.    He earned his B.A. in Finance from Lycoming College and is a Licensed Mortgage Banker in NJ, NY, PA, and FL.   He is an original Partner of Millenium Home Mortgage, starting the firm in January 1998.  He is currently responsible for the operation and management of our Westfield Banch.

Here's What People Are Talking About Me

Joe and Michelle were wonderful to work with throughout our two experiences of first purchasing...

Barbara & Rebecca Janicki

Well i went to a couple of mortgage brokers and due to my circumstances i was turned down by...

Marc R

Joseph Galayda and Michelle McDermott were very professional, pro-active, and very customer...

Steven M

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