About Joe Galayda

Joe Galayda has been a professional in the mortgage lending industry for over 36 years, and consistently ranks in the top 1% of Originators in the US.    He earned his B.A. in Finance from Lycoming College and is a Licensed Mortgage Banker in NJ, NY, PA, and FL.   He is an original Partner of Millenium Home Mortgage, starting the firm in January 1998.  He is currently responsible for the operation and management of our Westfield Banch.

Here's What People Are Talking About Me

Straight forward, easy to understand, timely, and transparent. Can t ask for anything more form a...

James Skurchak

The mortgage process was explained clearly. Joe is very knowledgeable and focused on getting the...

Patricia P

Through the process of buying our first home we encountered a couple surprises with other...

Robert Villarino

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